<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">

  <!-- Página Principal -->
  <url>
    <loc>https://dreduardoleal.manus.space/</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- /consulta excluída intencionalmente — LP de campanha paga (noindex) -->

  <url>
    <loc>https://dreduardoleal.manus.space/avaliacao-tecnica</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Páginas por Dor Jurídica -->
  <url>
    <loc>https://dreduardoleal.manus.space/golpe-falso-investimento</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/saque-bloqueado-corretora</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/responsabilidade-corretora</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Páginas por Dor Jurídica — Investimentos (novas) -->
  <url>
    <loc>https://dreduardoleal.manus.space/suitability-inadequado</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/piramide-financeira</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/recuperacao-valores-investidos</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/banco-master-fictor</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Páginas por Dor Jurídica — Direito Bancário -->
  <url>
    <loc>https://dreduardoleal.manus.space/fraude-bancaria</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/revisao-contrato-bancario</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/juros-abusivos</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/negativacao-indevida</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/cobranca-indevida</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Páginas de Serviço por Pilar -->
  <url>
    <loc>https://dreduardoleal.manus.space/sobre</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/como-funciona</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/midia</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/servicos/investimentos</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/servicos/fraudes-financeiras</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/servicos/direito-bancario</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/servicos/recuperacao-de-valores</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Páginas por Réu/Parte Contrária -->
  <url>
    <loc>https://dreduardoleal.manus.space/responsabilidade-banco-golpe-investimento</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/responsabilidade-assessor-investimentos</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/plataforma-irregular-investimentos</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Páginas por Problema Jurídico Novo -->
  <url>
    <loc>https://dreduardoleal.manus.space/conta-investimentos-bloqueada</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/investimento-renda-fixa-falsa</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/fraude-pix-falsa-aplicacao</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/prazo-acao-contra-corretora</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Checklist Documental -->
  <url>
    <loc>https://dreduardoleal.manus.space/documentos-necessarios</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Páginas Locais -->
  <url>
    <loc>https://dreduardoleal.manus.space/advogado-porto-alegre</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/advogado-sao-paulo</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Blog - Listagem -->
  <url>
    <loc>https://dreduardoleal.manus.space/blog</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Artigos do Blog -->
  <url>
    <loc>https://dreduardoleal.manus.space/blog/golpe-do-falso-investimento</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/blog/valores-presos-corretora-o-que-fazer</loc>
    <lastmod>2026-03-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/blog/direitos-investidor-mercado-capitais</loc>
    <lastmod>2026-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/blog/legislacao-crimes-financeiros-brasil</loc>
    <lastmod>2026-02-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/blog/corretora-bloqueou-saque-o-que-fazer</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/blog/responsabilidade-gestora-fundo-investimento-prejuizos</loc>
    <lastmod>2026-03-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/blog/piramide-financeira-como-identificar-e-recuperar-dinheiro</loc>
    <lastmod>2026-03-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/blog/plataforma-investimento-sumiu-o-que-fazer</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/blog/chargeback-investimentos-direito-bancario</loc>
    <lastmod>2026-03-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <!-- Artigos do Blog: Planos de Saúde (15/04/2026) -->
  <url>
    <loc>https://dreduardoleal.manus.space/blog/plano-de-saude-negou-tratamento-alto-custo</loc>
    <lastmod>2026-04-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://dreduardoleal.manus.space/blog/medicamento-off-label-plano-saude-cobertura</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <!-- Novas Áreas: Planos de Saúde e Direito Imobiliário (14/04/2026) -->
  <url>
    <loc>https://dreduardoleal.manus.space/plano-de-saude-negou-cobertura</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.88</priority>
  </url>

  <!-- Páginas de Serviço: Planos de Saúde e Direito Imobiliário (15/04/2026) -->
  <url>
    <loc>https://dreduardoleal.manus.space/servicos/planos-de-saude</loc>
    <lastmod>2026-04-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

</urlset>
